*Subject to final credit approval by the bank.

The Special Rate Program applies to all types of new or used equipment.

Recent transactions range from $50,000-$950,000.

Examples include:

Our efficient, personal service provides quick responses with these simple steps:

1. WIRT makes arrangements for the Bank to purchase each lease on a nonrecourse basis at the

rate the BANK desires from the CLIENT.

2. WIRT provides the CLIENT a lease rate that is at least 2% below the BANK’s rate.

3. WIRT prepares the lease documents.

4. CLIENT signs lease documents and makes advance payments to WIRT.

5. CLIENT orders equipment from their vendor and takes delivery.

6. CLIENT authorizes WIRT to pay the vendor after the CLIENT confirms that the equipment is

acceptable.

7. BANK purchases remaining lease payments from WIRT at CLIENT’S loan rate.

8. WIRT pays the vendor for the equipment, including any sales tax or the BANK pays the vendor

and WIRT issues a check to the BANK at closing for the interest shortfall.

9. CLIENT makes remaining lease payments directly to the BANK.

10. CLIENT makes buyout payment to WIRT to purchase the equipment.